A Home Equity Line of Credit (HELOC) lets you borrow against the equity you’ve already built in your home, without touching your existing mortgage. You get a revolving line of credit you can draw from when you need it, for whatever you need.
No traditional appraisal required in most cases
Unlike most mortgage professionals, we can lend up to 90% of your home's value if minimum credit score requirements are met
Pay interest only on the amount you use
Get your loan funded in as little as two weeks
Similar to cash out refinance, a home equity loan will provide you with a lump sum of cash. It acts as a second mortgage, rather than a cash-out refinance, which converts your first mortgage into a completely new mortgage.
Draw funds as you need them, pay interest only on what you use, and reuse your line as you pay it down
No need to refinance — protect the low rate on your current mortgage while still accessing the cash you need.
Our team walks you through every step, so you understand your options and borrow with confidence.
Closing home loans while building trust, relationships, and long-term wealth for our clients and the communities we serve.
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Network Financial LLC is a subsidiary of Barrett Financial L.L.C. | NMLS#181106 | Equal Housing Lender | Network Financial fully supports the principles of the Fair Housing Act.